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Athena's home loan calculators

Our mortgage calculators help you unlock your financial goals by estimating refinance savings, borrowing capacity, repayment options, and interest-only loan alternatives.

Get valuable projections to guide your financial strategy, whether you're a first-time homebuyer, need to refinance to make some repayment savings, or a seasoned property investor looking to unlock equity.

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Refinancing calculator

See your refinance savings

✓ Add your current loan amounts
✓ Select your Athena home loan
✓ Get ready to pay down your loan faster

See your savingsr
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Buying calculator

See your borrowing power

✓ Add who will be taking out the loan
✓ Let us know your incomings & outgoings
✓ Calculate your borrowing power & repayments

See what you can borrowr
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Repayment Reduction calculator

Reduce your repayments

✓ See if Interest Only could be an option
✓ Flex your home loan term
✓ See how extra repayments could work

Calculate your reliefr
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Equity calculator

Unlock your usable equity

✓ See what usable equity you could unlock with Athena
✓ Work out the extra needed for a purchase
✓ See your repayments

Calculate your equityr
Athena acknowledges the traditional owners of the land on which we gather the Gadigal people of the Eora nation. We acknowledge that sovereignty was never ceded and respect their continued and continuing connection to this place.